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| Home | Your guide to the best credit card perks from US banks |
| Select card offer & category: |
| Offers: | Sign-up bonuses | Promo rates for purchases | Promo rates for balance transfers |
| Categories: | Regular | Business | Student | All |
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Best 5 or fewer cards per bank
updated on 8/27/2008 (Best offers are at the top) |
| Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable | See all 87 cards here |
| Advanta |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review | Card type |
| Advanta | 0% | 15 | $0 | No promo | No promo | 3% | $5 | $90 | 7.99% | Advanta Platinum BusinessCard with Rewards | Cashback .25% |
♥ | Business | |
| Advanta | 0% | 15 | $0 | No promo | No promo | 3% | $5 | $90 | 7.99% | Advanta Platinum with Rewards Customized BusinessCard | Cashback 5% |
♥ | Business | |
| Advanta | 0% | 15 | $0 | No promo | No promo | 3% | $5 | $90 | 7.99% | The Kiva BusinessCard | Cashback .25% |
♥ | Business | |
| Advanta | 0% | 12 | $0 | 0% | 12 | 3% | $5 | $90 | 11.24% | Advanta Platinum BusinessCard | ♥ | Business | ||
| Advanta | 2.99% | Until paid | $0 | No promo | No promo | 0% | $0 | $0 | 9.99% | Advanta Life of Balance Platinum Card | Cashback .25% |
♥ | Business |
| American Express |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review | Card type |
| American Express | 1.99% | 90 | $0 | 0% | 3 | 0% | $0 | $0 | 15.99% | TrueEarnings® Business Card from Costco and American Express | Cashback 1% |
♥ | Business | |
| American Express | 1.99% | 30 | $0 | 0% | 3 | 0% | $0 | $0 | 14.99% | TrueEarnings® Card from Costco and American Express | Cashback 1% |
$25 | ♥ | Regular |
| American Express | 2.9% | 6 | $0 | 2.90% | 6 | 0% | $0 | $0 | 14.99% | Hilton HHonors® Platinum Credit Card from American Express | Points 3 per $1 |
1 free hotel night | ♥ | Regular |
| American Express | 2.9% | 6 | $452 | 2.90% | 6 | 0% | $0 | $0 | 14.99% | Starwood Preferred Guest® Business Credit Card from American Express | Points 1 per $1 |
$100 | ♥ | Business |
| American Express | 3.90% | Until paid | $150 | No promo | No promo | 0% | $0 | $0 | 14.99% | Platinum Delta SkyMiles® Credit Card from American Express | Miles 1 per $1 |
20000 Delta SkyMiles | ♥ | Regular |
| Bank of America |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review | Card type |
| Bank of America | 0% | 12 | $0 | No promo | No promo | 3% | $10 | N/A | as low as 7.99% | Bank of America Platinum Plus® Visa® Card | $50 | ♥ | Regular | |
| Bank of America | 0% | 12 | $0 | No promo | No promo | 3% | $10 | N/A | 9.9% / 15.99% | Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card | Cashback 1% |
$25 | ♥ | Regular |
| Bank of America | 0% | 12 | $0 | No promo | No promo | 3% | $10 | N/A | 9.9% / 15.99% | BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card | Points 1 per $1 |
Free Cobra 2 way Radios | ♥ | Regular |
| Bank of America | 0% | 12 | $0 | No promo | No promo | 3% | $10 | N/A | 9.9% / 15.99% | Elite Rewards® World MasterCard® Credit Card | Points 1 per $1 |
♥ | Regular | |
| Bank of America | 0% | 12 | $0 | No promo | No promo | 3% | $10 | N/A | 9.9% / 15.99% | Rainbow Platinum Plus® Visa® Card | Points 1 per $1 |
♥ | Regular |
| Capital One |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review | Card type |
| Capital One | 0% | 14 | $0 | 0% | until October 2009 | 3% | N/A | N/A | As low as 9.99% | Capital One® Business Platinum | ♥ | Business | ||
| Capital One | 0% | 14 | $0 | 0% | until October 2009 | 3% | N/A | N/A | As low as 9.99% | Capital One® Business Platinum with No Hassle Miles(SM) | Miles 1 per $1 |
♥ | Business | |
| Capital One | 0% | 14 | $0 | 0% | until October 2009 | 3% | N/A | N/A | As low as 14.99% | Capital One® Business Platinum with No Hassle Cash(SM) | Cashback 1% |
♥ | Business | |
| Capital One | 0% | 14 | $0 | 0% | until October 2009 | 3% | N/A | N/A | As low as 14.99% | Capital One® Business Platinum with Preferred No Hassle Miles(SM) | Miles 1 per $1 |
♥ | Business |
| Chase |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review | Card type |
| Chase | 0% | up-to 12 | $0 | 0% | up-to 12 | 3% | $5 | $75 | 10.99% | Chase Platinum MasterCard® | Points 1 per $1 |
♥ | Regular | |
| Chase | 0% | up-to 12 | $0 | 0% | up-to 12 | 3% | $5 | $99 | 7.49% | Chase Business Rebate Card | Cashback 1% |
♥ | Business | |
| Chase | 0% | up-to 12 | $0 | 0% | up-to 12 | 3% | $5 | $99 | 8.99% | Chase Platinum Visa® Business Card | ♥ | Business | ||
| Chase | 0% | up-to 12 | $0 | 0% | up-to 12 | 3% | $5 | $99 | 10.99% | Chase Business Cash Rewards® Visa® Card | Points 1 per $1 |
♥ | Business | |
| Chase | 0% | up-to 12 | $0 | 0% | up-to 12 | 3% | $5 | $99 | 10.99% | Chase Flexible Rewards™ Platinum Visa® | Points 1 per $1 |
♥ | Regular |
| Citibank |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review | Card type |
| Citibank | 0% | 12 | $0 | 0% | 12 | 3% | $5 | $50 | 7.99% | CitiBusiness® Card | $25 | ♥ | Business | |
| Citibank | 0% | up-to 12 | $0 | 0% | up-to 12 | 3% | $5 | N/A | As low as 8.49% | Citi® Diamond Preferred® Card | ♥ | Regular | ||
| Citibank | 0% | up-to 12 | $0 | 0% | up-to 12 | 3% | $5 | N/A | As low as 8.49% | Citi® Platinum Select® MasterCard® | ♥ | Regular | ||
| Citibank | 0% | up-to 12 | $0 | No promo | No promo | 3% | $5 | N/A | As low as 8.99% | AT&T Universal Savings Platinum Card | ♥ | Regular | ||
| Citibank | 0% | up-to 12 | $0 | No promo | No promo | 3% | $5 | N/A | As low as 9.99% | AT&T Universal Savings and Rewards Card | Points 1 per $1 |
♥ | Regular |
| Discover |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review | Card type |
| Discover | 0% | 12 | $0 | 0% | 6 | 3% | $10 | $75 | 10.99% | Discover® More(SM) Card - Clear | Cashback 5% |
♥ | Regular | |
| Discover | 0% | 12 | $0 | 0% | 6 | 3% | $10 | $75 | 10.99% | Discover® Open Road(SM) Card | Cashback 5% |
♥ | Regular | |
| Discover | 0% | 6 | $0 | 0% | 6 | 3% | $10 | $75 | 10.99% | Miles by Discover® Card | Miles 1 per $1 |
$100 | ♥ | Regular |
| Discover | 3.9% | 6 | $0 | 0% | 12 | 3% | $5 | $75 | 13.99% | Discover® Business Card | Cashback .25% |
♥ | Business | |
| Discover | 3.9% | 6 | $0 | 0% | 12 | 3% | $5 | $75 | 13.99% | Discover® Business Miles Card | Miles 1 per $1 |
♥ | Business |
| FIA Card Services, N.A. |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review | Card type |
| FIA Card Services, N.A. | 0% | 12 | $0 | No promo | No promo | 3% | $10 | N/A | 16.99% | Fidelity Investments® 529 College Rewards® American Express® | Points .015 per $1 |
♥ | Student |
| HSBC |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review | Card type |
| HSBC | 0% | 12 | $0 | 0% | 12 | 3% | $15 | N/A | 8.99% - 17.99% | HSBC Platinum MasterCard® with Cash Back Rewards | Cashback 1% |
♥ | Regular | |
| HSBC | 0% | 12 | $0 | 0% | 12 | 3% | $15 | N/A | 8.99% - 17.99% | HSBC Weekend Card® | Cashback 1% |
♥ | Regular |
| IberiaBank |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review | Card type |
| IberiaBank | 0% | 6 | $0 | No promo | No promo | 0% | $0 | $0 | 4.00% | IberiaBank Visa® Classic Card | ♥ | Regular | ||
| IberiaBank | 0% | 6 | $0 | No promo | No promo | 0% | $0 | $0 | 5.99% | IberiaBank Visa® Gold Cash Back Rewards Card | Cashback 1% |
♥ | Regular | |
| IberiaBank | 0% | 6 | $0 | No promo | No promo | 0% | $0 | $0 | 5.99% | IberiaBank Visa® Platinum Rewards Card | Points 1 per $1 |
♥ | Regular |
| Pulaski Bank |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review | Card type |
| Pulaski Bank | 0% | 6 | $0 | No promo | No promo | 0% | $0 | $0 | 8.00% | Pulaski Bank Gold Visa® Card | ♥ | Regular | ||
| Pulaski Bank | 0% | 6 | $35 | No promo | No promo | 0% | $0 | $0 | 6.50% | Pulaski Bank Visa® Card | ♥ | Regular |
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1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived 3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards. 4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors. 5 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application. |
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