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Home     Your guide to the best credit card perks from US banks
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All 69 cards
updated on 12/1/2008
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See only the best cards
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only
ReviewCard type
Advanta 0% 15 $0 No promo No promo 3% $90 7.99% Advanta Customizable Platinum BusinessCard with Unlimited Rewards $300   Business
Advanta 0% 15 $0 No promo No promo 3% $90 7.99% The Kiva BusinessCard $336   Business
Advanta 0% 15 $0 No promo No promo 3% $90 7.99% The Kiva Credit Card for Business Professionals Cashback
.25%
  Business
Advanta 0% 15 $0 No promo No promo 3% $90 7.99% Platinum BusinessCard with Unlimited Rewards     Business
American Express 1.99% 6 $0 0% 3 0% $0 14.49% TrueEarnings® Card from Costco and American Express $369 $25 Regular
American Express 2.9% 6 $0 2.90% 6 0% $0 14.49% Hilton HHonors® Platinum Credit Card from American Express $200 1 free hotel night Regular
American Express 2.99% 12 $0 0% 12 3% $99 As low as 11.49% Blue from American Express® $275 $100 Regular
American Express 2.99% 12 $0 0% 12 3% $99 As low as 12.49% Blue Sky from American Express® Points
1 per $1
10% discount (5000 SkyPoints) on a Regular
American Express 2.99% 12 $0 0% 12 3% $99 As low as 12.49% Blue Cash® from American Express $339   Regular
American Express 3.90% 12 $150 No promo No promo 0% $0 14.49% Platinum Delta SkyMiles® Credit Card from American Express Miles
1 per $1
20000 Delta SkyMiles Regular
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only
ReviewCard type
American Express 3.99% up-to 12 $0 0% up-to 12 0% $0 As low as 13.49% Clear from American Express® $276   Regular
American Express 3.99% 6 $40 No promo No promo 0% $0 14.49% JetBlue Card from American Express Points
1 per $1
Free ticket for one way JetBlue Regular
American Express 9.99% 12 $952 No promo No promo 0% $0 14.49% Gold Delta SkyMiles® Credit Card from American Express Miles
1 per $1
$50 Regular
American Express 9.99% 6 $452 2.90% 6 0% $0 14.49% Starwood Preferred Guest® Credit Card from American Express $400 $100 Regular
Bank of America 0% 15 $0 No promo No promo 3% N/A Between 9.99% and 19.99% Bank of America WorldPoints® Platinum Plus® MasterCard® $262 $50 Regular
Bank of America 0% 15 $0 No promo No promo 3% N/A Between 9.99% and 19.99% Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card $326 $50 Regular
Bank of America 0% 15 $0 No promo No promo 3% N/A Between 9.99% and 19.99% Bank of America Visa Signature® WorldPoints™ Rewards $262 $25 Regular
Bank of America 0% 15 $0 No promo No promo 3% N/A Between 9.99% and 19.99% Bank of America Accelerated Cash Rewards™ American Express® Card $345   Regular
Bank of America 0% 12 $0 No promo No promo 3% N/A 9.9% / 15.99% Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card Cashback
1%
$25 Regular
Bank of America 0% 12 $0 No promo No promo 3% N/A 9.9% / 15.99% Elite Rewards® World MasterCard® Credit Card Points
1 per $1
  Regular
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only
ReviewCard type
Bank of America 0% 12 $0 No promo No promo 3% N/A 9.9% / 15.99% Rainbow Platinum Plus® Visa® Card $262   Regular
Bank of America 0% 12 $0 No promo No promo 3% N/A Between 9.99% and 19.99% Bank of America World MasterCard® with WorldPoints™ $262   Regular
Bank of America 0% 12 $0 No promo No promo 3% N/A 9.99% / 15.99% Ducks Unlimited WorldPoints® Platinum Plus® Visa® Card $262 Free Cobra 2 Way Radios Regular
Bank of America 0% 12 $0 No promo No promo 3% N/A 9.99% / 15.99% Major League Baseball® Extra Bases™ Credit Card $185 $80 Regular
Bank of America 0% 12 $0 No promo No promo 3% N/A Between 9.99% and 19.99% Bank of America WorldPoints™ Platinum Plus® Visa® Card $262   Regular
Bank of America 0% 12 $0 No promo No promo 3% N/A 9.99% / 15.99% NFL Extra Points™ Platinum Plus® Visa® Card Points
1 per $1
$50 Regular
Bank of America 0% 12 $0 No promo No promo 3% N/A Between 9.99% and 19.99% Bank of America Accelerated Rewards™ American Express® Card $288 $50 Regular
Bank of America 0% 12 $0 No promo No promo 3% N/A 9.99% / 15.99% Wyndham Rewards MasterCard(SM) $250   Regular
Bank of America 0% 12 $0 No promo No promo 3% N/A 9.99% The Nature Conservancy Platinum Plus® Visa® Credit Card $262   Regular
Bank of America 0% 12 $0 No promo No promo 3% N/A Between 9.99% and 19.99% Home Advantage™ MasterCard® from Bank of America $262   Regular
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only
ReviewCard type
Bank of America 0% 12 $0 No promo No promo 3% N/A 9.99% / 15.99% Brighter Planet™ Visa® Credit Card Points
1 per $1
  Regular
Bank of America 0% 12 $0 No promo No promo 3% N/A 9.99% / 15.99% NASCAR RacePoints(SM) Platinum Plus® Visa® Credit Card Points
1 per $1
$50 Regular
Bank of America 0% 6 $0 0% 6 0% $0 APR varies. See card site for details PetRewards® Platinum Plus® Visa® Credit Card Points
1 per $1
  Regular
Bank of America 0% 6 $0 No promo No promo 3% N/A as low as 10.99% Financial Rewards® Visa® Platinum Plus® Card     Regular
Bank of America 0% 6 $49 0% 6 3% N/A 13.99% Virgin Atlantic American Express® Card from Bank of America - White Miles
1 per $1
  Regular
Bank of America 0% 6 $90 0% 6 3% N/A 13.99% Virgin Atlantic American Express® Card from Bank of America - Black Miles
1.5 per $1
"Free" round trip ticket for US Regular
Capital One 0% until January 2010 $0 0% until January 2010 3% N/A As low as 9.99% Capital One® Business Platinum with No Hassle Miles(SM) $330   Business
Capital One 0% until January 2010 $0 0% until January 2010 3% N/A As low as 14.99% Capital One® Business Platinum with Preferred No Hassle Miles(SM) $330   Business
Capital One 0% until January 2010 $0 0% until January 2010 3% N/A As low as 14.99% Capital One® Business Platinum with No Hassle Cash(SM) $431   Business
Capital One 0% until October 2009 $0 0% until October 2009 3% N/A 8.90% Capital One® Platinum Prestige     Regular
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only
ReviewCard type
Capital One 0% until October 2009 $0 0% until October 2009 3% N/A 8.90% Capital One® Platinum Prestige - Visa®     Regular
Capital One 0% until October 2009 $0 0% until October 2009 3% N/A 12.90% Capital One® Platinum - Good Credit     Regular
Citibank 0% up-to 12 $0 0% up-to 12 3% N/A As low as 7.49% Citi® Platinum Select® MasterCard®     Regular
Citibank 0% up-to 12 $0 0% up-to 12 3% N/A As low as 7.74% Citi® Diamond Preferred® Card     Regular
Citibank 0% up-to 12 $0 No promo No promo 3% N/A As low as 7.99% AT&T Universal Savings Platinum Card     Regular
Citibank 0% up-to 12 $0 No promo No promo 3% N/A As low as 8.99% AT&T Universal Savings and Rewards Card $250   Regular
Citibank 0% up-to 12 $0 No promo No promo 3% N/A As low as 9.74% Citi CashReturns(SM) MasterCard® $331   Regular
Citibank 0% up-to 12 $0 No promo No promo 3% N/A As low as 10.24% Citi® Diamond Preferred® Rewards Card $325 $100 Regular
Citibank 0% up-to 12 $0 No promo No promo 3% N/A As low as 10.99% Citi PremierPass® $350 $100 Regular
Citibank 0% 6 $0 No promo No promo 0% $0 13.99% Citi® Bronze® / AAdvantage® Card for College Students $50   Student
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only
ReviewCard type
Citibank 0% 6 $0 0% 6 3% N/A 11.99% Citi® Platinum Select® Card for College Students     Student
Citibank 0% 6 $0 0% 6 3% N/A 12.99% Citi® mtvU™ Platinum Select® Visa® Card for College Students $225   Student
Citibank 0% 6 $0 0% 6 3% N/A 12.99% Citi® Dividend Platinum Select® Card for College Students $250   Student
Citibank 0% 6 $0 0% 6 3% N/A 13.99% Citi® Driver's Edge® Card for College Students $225   Student
Discover 0% 12 $0 0% 6 3% N/A 10.99% Discover® More(SM) Card $443 $50 Regular
Discover 0% 12 $0 0% 6 3% N/A 10.99% Discover® Open Road(SM) Card $305   Regular
Discover 0% 6 $0 0% 6 3% N/A 10.99% Miles by Discover® Card $300 $100 Regular
Discover 3.99% 12 $0 3.99% 6 3% N/A 10.99% Discover® Motiva(SM) Card     Regular
Discover 3.99% 6 $0 0% 12 3% N/A 13.99% Discover® Business Card $408   Business
Discover 3.99% 6 $0 0% 12 3% N/A 13.99% Discover® Business Miles Card $300   Business
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only
ReviewCard type
FIA Card Services, N.A. 0% 12 $0 No promo No promo 3% N/A 16.99% Fidelity Investments® 529 College Rewards® American Express® Points
per $1
  Student
HSBC 0% 12 $0 0% 12 3% N/A 8.90% - 19.80% HSBC Platinum MasterCard® with Cash Back Rewards $276   Regular
HSBC 0% 12 $0 0% 12 3% N/A 8.99% - 17.99% HSBC Weekend Card® $356   Regular
HSBC 0% 6 $079 0% 6 5% N/A No APR Orchard Bank Classic MasterCards     Poor Credit
IberiaBank 0% 6 $0 No promo No promo 0% $0 As low as 7.50% IberiaBank Visa® Classic Card     Regular
IberiaBank 0% 6 $0 No promo No promo 0% $0 As low as 8.50% IberiaBank Visa® Platinum Rewards Card Points
1 per $1
  Regular
IberiaBank 0% 6 $0 No promo No promo 0% $0 As low as 8.50% IberiaBank Visa® Gold Cash Back Rewards Card $276   Regular
Pulaski Bank 0% 6 $0 No promo No promo 0% $0 8.00% Pulaski Bank Gold Visa® Card     Regular
Pulaski Bank 0% 6 $35 No promo No promo 0% $0 6.50% Pulaski Bank Visa® Card     Regular
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - Cashback annual estimate is a predicted value of cashback or gift cards that are available via credit card reward programs or reward exchange sites like Points.com and that, for regular credit cards, an average US family with typical annual expenses of ~$50,000 may receive by paying for a half of them with a credit card during the first year of card ownership. For business and student credit cards, we used typical spending patterns of an US retail trade business with credit card payable annual expenses of ~$35,000 and an US student budget with typical credit card payable annual expenses of ~$25,000 , respectively. While we tried make cashback calculations as accurate as possible, we provide absolutely no guarantees of prediction accuracy. We do not offer any rebates and can not guarantee that credit cards will pay you any rebates. Please be aware that credit card companies may change terms of their reward programs or even cancel them any time. Also, please note that we do not use rewards other than cashback or gift cards in our predictions even when other reward options are available. When reward earning options or/and reward redeeming options are not general enough or when information about a credit card reward program is not available to us, we display publicly available reward rate instead of annual cashback value. Please click on the orange links to learn how we did predictions for a particular card.
6 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.




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