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Home     Your guide to the best credit card perks from US banks
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Best 20 cards
updated on 8/27/2008
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all 87 cards here
Promo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMin. promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programBonus5
Green links only
ReviewCard type
0% 15 $0 No promo No promo 3% $5 $90 7.99% Advanta Advanta Platinum BusinessCard with Rewards Cashback
.25%
  Business
0% 15 $0 No promo No promo 3% $5 $90 7.99% Advanta Advanta Platinum with Rewards Customized BusinessCard Cashback
5%
  Business
0% 15 $0 No promo No promo 3% $5 $90 7.99% Advanta The Kiva BusinessCard Cashback
.25%
  Business
0% 14 $0 0% until October 2009 3% N/A N/A As low as 9.99% Capital One Capital One® Business Platinum     Business
0% 14 $0 0% until October 2009 3% N/A N/A As low as 9.99% Capital One Capital One® Business Platinum with No Hassle Miles(SM) Miles
1 per $1
  Business
0% 14 $0 0% until October 2009 3% N/A N/A As low as 14.99% Capital One Capital One® Business Platinum with No Hassle Cash(SM) Cashback
1%
  Business
0% 14 $0 0% until October 2009 3% N/A N/A As low as 14.99% Capital One Capital One® Business Platinum with Preferred No Hassle Miles(SM) Miles
1 per $1
  Business
0% 12 $0 0% 12 3% $5 $50 7.99% Citibank CitiBusiness® Card   $25 Business
0% up-to 12 $0 0% up-to 12 3% $5 $75 10.99% Chase Chase Platinum MasterCard® Points
1 per $1
  Regular
0% 12 $0 0% 6 3% $10 $75 10.99% Discover Discover® More(SM) Card - Clear Cashback
5%
  Regular
0% 12 $0 0% 6 3% $10 $75 10.99% Discover Discover® Open Road(SM) Card Cashback
5%
  Regular
0% 12 $0 0% 12 3% $5 $90 11.24% Advanta Advanta Platinum BusinessCard     Business
0% up-to 12 $0 0% up-to 12 3% $5 $99 7.49% Chase Chase Business Rebate Card Cashback
1%
  Business
0% up-to 12 $0 0% up-to 12 3% $5 $99 8.99% Chase Chase Platinum Visa® Business Card     Business
0% up-to 12 $0 0% up-to 12 3% $5 $99 10.99% Chase Chase Business Cash Rewards® Visa® Card Points
1 per $1
  Business
0% up-to 12 $0 0% up-to 12 3% $5 $99 10.99% Chase Chase Flexible Rewards™ Platinum Visa® Points
1 per $1
  Regular
0% up-to 12 $0 0% up-to 12 3% $5 $99 10.99% Chase Chase Free Cash Rewards(SM) Visa® Card Points
1 per $1
1000 points Regular
0% up-to 12 $0 0% up-to 12 3% $5 $99.0 10.99% Chase Chase Platinum Visa® Card Points
1 per $1
  Regular
0% up-to 12 $0 0% up-to 12 3% $5 $99 14.99% Chase Chase TravelPlus Visa® Card Miles
1 per $1
  Regular
0% 12 $0 No promo No promo 3% $10 N/A as low as 7.99% Bank of America Bank of America Platinum Plus® Visa® Card   $50 Regular
Promo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMin. promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programBonus5
Green links only
ReviewCard type
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.

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