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| Home | Your guide to the best credit card perks from US banks |
| Select card offer & category: |
| Offers: | Promo credit for purchases | Promo credit for balance transfers | Sign-up bonus credit | Cashback credit NEW |
| Categories: | Regular | Business | Student | All |
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Best 20 regular cards
updated on 1/3/2009 (Best offers are at the top) |
| Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable | See all 29 cards here |
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1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived 3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards. 4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors. 5 - Cashback annual estimate is a predicted value of cashback or gift cards that are available via credit card reward programs or reward exchange sites like Points.com and that an average US family with typical annual expenses of ~$50,000 may receive by paying for a half of them with a credit card during the first year of card ownership. While we tried make cashback calculations as accurate as possible, we provide absolutely no guarantees of prediction accuracy. We do not offer any rebates and can not guarantee that credit cards will pay you any rebates. Please be aware that credit card companies may change terms of their reward programs or even cancel them any time. Also, please note that we do not use rewards other than cashback or gift cards in our predictions even when other reward options are available. When reward earning options or/and reward redeeming options are not general enough or when information about a credit card reward program is not available to us, we display publicly available reward rate instead of annual cashback value. Please click on the orange links to learn how we did predictions for a particular card. 6 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application. |
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Disclaimer: BankPerks.com does not guarantee, approve, or endorse the products available from the aforementioned institutions. BankPerks.com does not guarantee the accuracy of information provided on its web site. If you have found an error on BankPerks.com, please contact our webmaster, DO NOT contact the bank or credit card company
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