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Best 20 cards
updated on 12/1/2008
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all 69 cards here
Promo period for BTs (months)Promo BT APRAnnual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only

 NEW
Cashback annual estimate
or
rate5
Card type
15 0% $0 No promo No promo 3% $90 7.99% Advanta Advanta Customizable Platinum BusinessCard with Unlimited Rewards $300   Business
15 0% $0 No promo No promo 3% $90 7.99% Advanta The Kiva BusinessCard $336   Business
15 0% $0 No promo No promo 3% $90 7.99% Advanta The Kiva Credit Card for Business Professionals Cashback
.25%
  Business
15 0% $0 No promo No promo 3% $90 7.99% Advanta Platinum BusinessCard with Unlimited Rewards     Business
15 0% $0 No promo No promo 3% N/A Between 9.99% and 19.99% Bank of America Bank of America WorldPoints® Platinum Plus® MasterCard® $262 $50 Regular
15 0% $0 No promo No promo 3% N/A Between 9.99% and 19.99% Bank of America Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card $326 $50 Regular
15 0% $0 No promo No promo 3% N/A Between 9.99% and 19.99% Bank of America Bank of America Visa Signature® WorldPoints™ Rewards $262 $25 Regular
15 0% $0 No promo No promo 3% N/A Between 9.99% and 19.99% Bank of America Bank of America Accelerated Cash Rewards™ American Express® Card $345   Regular
until January 2010 0% $0 0% until January 2010 3% N/A As low as 9.99% Capital One Capital One® Business Platinum with No Hassle Miles(SM) $330   Business
until January 2010 0% $0 0% until January 2010 3% N/A As low as 14.99% Capital One Capital One® Business Platinum with Preferred No Hassle Miles(SM) $330   Business
until January 2010 0% $0 0% until January 2010 3% N/A As low as 14.99% Capital One Capital One® Business Platinum with No Hassle Cash(SM) $431   Business
up-to 12 0% $0 0% up-to 12 3% N/A As low as 7.49% Citibank Citi® Platinum Select® MasterCard®     Regular
up-to 12 0% $0 0% up-to 12 3% N/A As low as 7.74% Citibank Citi® Diamond Preferred® Card     Regular
up-to 12 0% $0 No promo No promo 3% N/A As low as 7.99% Citibank AT&T Universal Savings Platinum Card     Regular
12 0% $0 0% 12 3% N/A 8.90% - 19.80% HSBC HSBC Platinum MasterCard® with Cash Back Rewards $276   Regular
up-to 12 0% $0 No promo No promo 3% N/A As low as 8.99% Citibank AT&T Universal Savings and Rewards Card $250   Regular
12 0% $0 0% 12 3% N/A 8.99% - 17.99% HSBC HSBC Weekend Card® $356   Regular
up-to 12 0% $0 No promo No promo 3% N/A As low as 9.74% Citibank Citi CashReturns(SM) MasterCard® $331   Regular
12 0% $0 No promo No promo 3% N/A 9.9% / 15.99% Bank of America Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card Cashback
1%
$25 Regular
12 0% $0 No promo No promo 3% N/A 9.9% / 15.99% Bank of America Elite Rewards® World MasterCard® Credit Card Points
1 per $1
  Regular
Promo period for BTs (months)Promo BT APRAnnual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only

 NEW
Cashback annual estimate
or
rate5
Card type
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - Cashback annual estimate is a predicted value of cashback or gift cards that are available via credit card reward programs or reward exchange sites like Points.com and that, for regular credit cards, an average US family with typical annual expenses of ~$50,000 may receive by paying for a half of them with a credit card during the first year of card ownership. For business and student credit cards, we used typical spending patterns of an US retail trade business with credit card payable annual expenses of ~$35,000 and an US student budget with typical credit card payable annual expenses of ~$25,000 , respectively. While we tried make cashback calculations as accurate as possible, we provide absolutely no guarantees of prediction accuracy. We do not offer any rebates and can not guarantee that credit cards will pay you any rebates. Please be aware that credit card companies may change terms of their reward programs or even cancel them any time. Also, please note that we do not use rewards other than cashback or gift cards in our predictions even when other reward options are available. When reward earning options or/and reward redeeming options are not general enough or when information about a credit card reward program is not available to us, we display publicly available reward rate instead of annual cashback value. Please click on the orange links to learn how we did predictions for a particular card.
6 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.




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