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All 38 cards
updated on 1/3/2009
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See only the best cards
Min. promo BT feePromo BT feeMax. promo BT feePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Regular purchase APR4Bank nameCard name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only
ReviewCard type
N/A 3% N/A 0% until January 2010 $0 0% until January 2010 As low as 14.99% Capital One $330   Business
N/A 3% N/A 0% 12 $0 0% 6 10.99% Discover $443 $100 Regular
N/A 3% N/A 0% 6 $0 0% 6 10.99% Discover $300 $100 Regular
N/A 3% N/A 0% 12 $0 0% 6 10.99% Discover $305   Regular
N/A 0% $0 1.99% 6 $0 0% 3 13.99% American Express $369 $25 Regular
N/A 0% $0 9.99% 6 $452 2.90% 6 13.99% American Express $400 $100 Regular
N/A 3% N/A 3.99% 12 $0 3.99% 6 10.99% Discover   $100 Regular
$999 3% N/A 0% up-to 12 $0 0% up-to 12 As low as 6.74% Citibank     Regular
$5 3% $99 2.99% up-to 12 $0 0% up-to 12 As low as 10.99% American Express $275 $100 Regular
$5 3% $99 2.99% up-to 12 $0 0% up-to 12 As low as 11.99% American Express Points
1 per $1
$50 Regular
Min. promo BT feePromo BT feeMax. promo BT feePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Regular purchase APR4Bank nameCard name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only
ReviewCard type
$5 3% $99 2.99% up-to 12 $0 0% up-to 12 As low as 11.99% American Express $339   Regular
$5 3% N/A 0% 6 $0 0% 6 12.24% Citibank $225   Student
N/A 3% N/A 0% until January 2010 $0 0% until January 2010 8.90% Capital One     Regular
N/A 3% N/A 0% until January 2010 $0 0% until January 2010 8.90% Capital One     Regular
N/A 3% N/A 0% until January 2010 $0 0% until January 2010 12.90% Capital One     Regular
$0 No promo No promo No promo No promo $0 0% until January 2010 9.90% Capital One $330   Regular
$0 No promo No promo No promo No promo $0 0% until January 2010 9.90% Capital One $280   Regular
$0 No promo No promo No promo No promo $0 0% until January 2010 9.90% Capital One $310   Regular
$0 No promo No promo No promo No promo $0 0% until January 2010 9.90% Capital One Miles
1 per $1
  Regular
$0 No promo No promo No promo No promo $0 0% until January 2010 13.90% Capital One $329   Regular
Min. promo BT feePromo BT feeMax. promo BT feePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Regular purchase APR4Bank nameCard name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only
ReviewCard type
$0 No promo No promo No promo No promo $0 0% until January 2010 13.90% Capital One $330   Regular
$0 No promo No promo No promo No promo $39 0% until January 2010 9.90% Capital One $511   Regular
$10 No promo No promo No promo No promo $0 0% 6 As low as 13.99% First National Bank of Omaha Points
1 per $1
Free month of World of Warcraft Regular
$0 No promo No promo No promo No promo $0 0% 6 14.99% Discover $233   Student
$0 No promo No promo No promo No promo $0 0% 6 14.99% Discover $233   Student
N/A No promo No promo No promo No promo $0 0% 6 14.99% Discover $233   Student
$0 No promo No promo No promo No promo $0 0% 6 14.99% Discover $233   Student
$0 No promo No promo No promo No promo $0 0% 6 14.99% Discover $233   Student
$0 No promo No promo No promo No promo $0 0% 5 19.80% Capital One     Regular
$0 No promo No promo No promo No promo $0 0% 5 19.80% Capital One     Student
Min. promo BT feePromo BT feeMax. promo BT feePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Regular purchase APR4Bank nameCard name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only
ReviewCard type
$0 No promo No promo No promo No promo $0 0% 5 22.90% Capital One Points
1 per $1
  Regular
$0 No promo No promo No promo No promo $19 0% 5 14.90% Capital One     Regular
$0 No promo No promo No promo No promo $19 0% 5 14.90% Capital One     Regular
$0 No promo No promo No promo No promo $29 0% 5 16.90% Capital One $316   Regular
$0 No promo No promo No promo No promo $29 0% 5 16.90% Capital One $321   Regular
$0 No promo No promo No promo No promo $29 0% 5 16.90% Capital One $286   Student
$0 No promo No promo No promo No promo $39 0% 5 8.90% Capital One     Regular
$0 No promo No promo No promo No promo $39 0% 5 8.90% Capital One     Regular
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - Cashback annual estimate is a predicted value of cashback or gift cards that are available via credit card reward programs or reward exchange sites like Points.com and that, for regular credit cards, an average US family with typical annual expenses of ~$50,000 may receive by paying for a half of them with a credit card during the first year of card ownership. For business and student credit cards, we used typical spending patterns of an US retail trade business with credit card payable annual expenses of ~$35,000 and an US student budget with typical credit card payable annual expenses of ~$25,000 , respectively. While we tried make cashback calculations as accurate as possible, we provide absolutely no guarantees of prediction accuracy. We do not offer any rebates and can not guarantee that credit cards will pay you any rebates. Please be aware that credit card companies may change terms of their reward programs or even cancel them any time. Also, please note that we do not use rewards other than cashback or gift cards in our predictions even when other reward options are available. When reward earning options or/and reward redeeming options are not general enough or when information about a credit card reward program is not available to us, we display publicly available reward rate instead of annual cashback value. Please click on the orange links to learn how we did predictions for a particular card.
6 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.




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