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All 38 cards
updated on 1/3/2009
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See only the best cards

 NEW
Cashback annual estimate
or
rate5
Promo purchase APRPromo period for purchases (months)Annual feePromo BT APRPromo period for BTs (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameBonus6
Green links only
ReviewCard type
$511 0% until January 2010 $39 No promo No promo No promo No promo 9.90% Capital One Capital One® No Hassle Miles(SM) Ultra-For Professionals   Regular
$443 0% 6 $0 0% 12 3% N/A 10.99% Discover Discover® More(SM) Card $100 Regular
$400 2.90% 6 $452 9.99% 6 0% $0 13.99% American Express Starwood Preferred Guest® Credit Card from American Express $100 Regular
$369 0% 3 $0 1.99% 6 0% $0 13.99% American Express TrueEarnings® Card from Costco and American Express $25 Regular
$339 0% up-to 12 $0 2.99% up-to 12 3% $99 As low as 11.99% American Express Blue Cash® from American Express   Regular
$330 0% until January 2010 $0 0% until January 2010 3% N/A As low as 14.99% Capital One Capital One® Business Platinum with Preferred No Hassle Miles(SM)   Business
$330 0% until January 2010 $0 No promo No promo No promo No promo 13.90% Capital One Capital One® No Hassle Miles(SM) Rewards - Good Credit   Regular
$330 0% until January 2010 $0 No promo No promo No promo No promo 9.90% Capital One Capital One® No Hassle Miles(SM) Rewards Excellent 1.25 Miles Rewards   Regular
$329 0% until January 2010 $0 No promo No promo No promo No promo 13.90% Capital One Capital One® No Hassle Cash(SM) Rewards - Good Credit   Regular
$321 0% 5 $29 No promo No promo No promo No promo 16.90% Capital One Capital One® No Hassle Points(SM) Rewards   Regular

 NEW
Cashback annual estimate
or
rate5
Promo purchase APRPromo period for purchases (months)Annual feePromo BT APRPromo period for BTs (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameBonus6
Green links only
ReviewCard type
$316 0% 5 $29 No promo No promo No promo No promo 16.90% Capital One Capital One® No Hassle Cash(SM) Rewards   Regular
$310 0% until January 2010 $0 No promo No promo No promo No promo 9.90% Capital One Capital One® No Hassle Miles(SM) Rewards For Travel & Gas   Regular
$305 0% 6 $0 0% 12 3% N/A 10.99% Discover Discover® Open Road(SM) Card   Regular
$300 0% 6 $0 0% 6 3% N/A 10.99% Discover Miles by Discover® Card $100 Regular
$286 0% 5 $29 No promo No promo No promo No promo 16.90% Capital One Capital One® No Hassle Cash(SM) Rewards for Students   Student
$280 0% until January 2010 $0 No promo No promo No promo No promo 9.90% Capital One Capital One® No Hassle Points(SM) Rewards - Excellent Credit   Regular
$275 0% up-to 12 $0 2.99% up-to 12 3% $99 As low as 10.99% American Express Blue from American Express® $100 Regular
$257 3.99% 6 $0 3.99% 12 3% N/A 10.99% Discover Discover® Motiva(SM) Card $100 Regular
$233 0% 6 $0 No promo No promo No promo No promo 14.99% Discover Discover® Student Card - Clear   Student
$233 0% 6 $0 No promo No promo No promo No promo 14.99% Discover Discover® Student Card   Student

 NEW
Cashback annual estimate
or
rate5
Promo purchase APRPromo period for purchases (months)Annual feePromo BT APRPromo period for BTs (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameBonus6
Green links only
ReviewCard type
$233 0% 6 $0 No promo No promo No promo No promo 14.99% Discover Discover® Open Road(SM) Card for Students   Student
$233 0% 6 $0 No promo No promo No promo No promo 14.99% Discover Discover® Student Card - Monogram Collection   Student
$233 0% 6 $0 No promo No promo No promo No promo 14.99% Discover Discover® Student Card - Tropical Beach   Student
$225 0% 6 $0 0% 6 3% N/A 12.24% Citibank Citi® mtvU™ Platinum Select® Visa® Card for College Students   Student
0% 5 $39 No promo No promo No promo No promo 8.90% Capital One Capital One® Platinum - Visa®   Regular
0% 5 $39 No promo No promo No promo No promo 8.90% Capital One Capital One® Platinum   Regular
0% 5 $19 No promo No promo No promo No promo 14.90% Capital One Capital One® Classic Platinum - Visa®   Regular
0% 5 $19 No promo No promo No promo No promo 14.90% Capital One Capital One® Classic Platinum   Regular
Points
1 per $1
0% 5 $0 No promo No promo No promo No promo 22.90% Capital One Capital One® Orbitz® Visa® Platinum   Regular
0% 5 $0 No promo No promo No promo No promo 19.80% Capital One Capital One® Standard Platinum for Students   Student

 NEW
Cashback annual estimate
or
rate5
Promo purchase APRPromo period for purchases (months)Annual feePromo BT APRPromo period for BTs (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameBonus6
Green links only
ReviewCard type
0% 5 $0 No promo No promo No promo No promo 19.80% Capital One Capital One® Standard Platinum   Regular
Points
1 per $1
0% 6 $0 No promo No promo No promo No promo As low as 13.99% First National Bank of Omaha World of Warcraft Platinum Edition Visa® Card Free month of World of Warcraft Regular
0% until January 2010 $0 0% until January 2010 3% N/A 12.90% Capital One Capital One® Platinum - Good Credit   Regular
Points
1 per $1
0% up-to 12 $0 2.99% up-to 12 3% $99 As low as 11.99% American Express Blue Sky from American Express® $50 Regular
Miles
1 per $1
0% until January 2010 $0 No promo No promo No promo No promo 9.90% Capital One Capital One® No Hassle Miles(SM) Rewards - MasterCard® Excellent 1x - 2x Miles Rewards   Regular
0% until January 2010 $0 0% until January 2010 3% N/A 8.90% Capital One Capital One® Platinum Prestige - Visa®   Regular
0% until January 2010 $0 0% until January 2010 3% N/A 8.90% Capital One Capital One® Platinum Prestige   Regular
0% up-to 12 $0 0% up-to 12 3% N/A As low as 6.74% Citibank Citi® Platinum Select® MasterCard®   Regular
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - Cashback annual estimate is a predicted value of cashback or gift cards that are available via credit card reward programs or reward exchange sites like Points.com and that, for regular credit cards, an average US family with typical annual expenses of ~$50,000 may receive by paying for a half of them with a credit card during the first year of card ownership. For business and student credit cards, we used typical spending patterns of an US retail trade business with credit card payable annual expenses of ~$35,000 and an US student budget with typical credit card payable annual expenses of ~$25,000 , respectively. While we tried make cashback calculations as accurate as possible, we provide absolutely no guarantees of prediction accuracy. We do not offer any rebates and can not guarantee that credit cards will pay you any rebates. Please be aware that credit card companies may change terms of their reward programs or even cancel them any time. Also, please note that we do not use rewards other than cashback or gift cards in our predictions even when other reward options are available. When reward earning options or/and reward redeeming options are not general enough or when information about a credit card reward program is not available to us, we display publicly available reward rate instead of annual cashback value. Please click on the orange links to learn how we did predictions for a particular card.
6 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.




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