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All 32 cards
updated on 1/3/2009
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See only the best cards
Promo period for BTs (months)Promo BT APRAnnual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only

 NEW
Cashback annual estimate
or
rate5
Card type
12 0% $0 0% 6 3% N/A 10.99% Discover Discover® More(SM) Card $443 $100 Regular
12 0% $0 0% 6 3% N/A 10.99% Discover Discover® Open Road(SM) Card $305   Regular
until January 2010 0% $0 0% until January 2010 3% N/A As low as 14.99% Capital One Capital One® Business Platinum with Preferred No Hassle Miles(SM) $330   Business
up-to 12 2.99% $0 0% up-to 12 3% $99 As low as 10.99% American Express Blue from American Express® $275 $100 Regular
up-to 12 2.99% $0 0% up-to 12 3% $99 As low as 11.99% American Express Blue Cash® from American Express $339   Regular
12 3.99% $0 3.99% 6 3% N/A 10.99% Discover Discover® Motiva(SM) Card   $100 Regular
6 0% $0 No promo No promo 0% $0 As low as 8.00% IberiaBank IberiaBank Visa® Gold Cash Back Rewards Card $276   Regular
6 0% $0 0% 6 3% N/A 10.99% Discover Miles by Discover® Card $300 $100 Regular
6 0% $0 0% 6 3% N/A 12.24% Citibank Citi® mtvU™ Platinum Select® Visa® Card for College Students $225   Student
6 1.99% $0 0% 3 0% $0 13.99% American Express TrueEarnings® Card from Costco and American Express $369 $25 Regular
Promo period for BTs (months)Promo BT APRAnnual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only

 NEW
Cashback annual estimate
or
rate5
Card type
6 9.99% $452 2.90% 6 0% $0 13.99% American Express Starwood Preferred Guest® Credit Card from American Express $400 $100 Regular
No promo No promo $0 0% until January 2010 No promo No promo 9.90% Capital One Capital One® No Hassle Miles(SM) Rewards Excellent 1.25 Miles Rewards $330   Regular
No promo No promo $0 0% until January 2010 No promo No promo 9.90% Capital One Capital One® No Hassle Points(SM) Rewards - Excellent Credit $280   Regular
No promo No promo $0 0% until January 2010 No promo No promo 9.90% Capital One Capital One® No Hassle Miles(SM) Rewards For Travel & Gas $310   Regular
No promo No promo $0 0% until January 2010 No promo No promo 13.90% Capital One Capital One® No Hassle Cash(SM) Rewards - Good Credit $329   Regular
No promo No promo $0 0% until January 2010 No promo No promo 13.90% Capital One Capital One® No Hassle Miles(SM) Rewards - Good Credit $330   Regular
No promo No promo $0 0% 6 No promo No promo 14.99% Discover Discover® Student Card - Tropical Beach $233   Student
No promo No promo $0 0% 6 No promo No promo 14.99% Discover Discover® Student Card - Monogram Collection $233   Student
No promo No promo $0 0% 6 No promo No promo 14.99% Discover Discover® Open Road(SM) Card for Students $233   Student
No promo No promo $0 0% 6 No promo No promo 14.99% Discover Discover® Student Card $233   Student
Promo period for BTs (months)Promo BT APRAnnual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only

 NEW
Cashback annual estimate
or
rate5
Card type
No promo No promo $0 0% 6 No promo No promo 14.99% Discover Discover® Student Card - Clear $233   Student
No promo No promo $29 0% 5 No promo No promo 16.90% Capital One Capital One® No Hassle Cash(SM) Rewards $316   Regular
No promo No promo $29 0% 5 No promo No promo 16.90% Capital One Capital One® No Hassle Points(SM) Rewards $321   Regular
No promo No promo $29 0% 5 No promo No promo 16.90% Capital One Capital One® No Hassle Cash(SM) Rewards for Students $286   Student
No promo No promo $39 0% until January 2010 No promo No promo 9.90% Capital One Capital One® No Hassle Miles(SM) Ultra-For Professionals $511   Regular
No promo No promo $0 No promo No promo No promo No promo 15.99% Advanta Advanta Net-90 Platinum BusinessCard $100   Business
No promo No promo $0 No promo No promo No promo No promo 16.99% Advanta Advanta Business World MasterCard® $300   Business
No promo No promo $392 No promo No promo No promo No promo 17.99% Capital One Capital One® Business Platinum with Double No Hassle Miles(SM) $636   Business
No promo No promo $55 No promo No promo No promo No promo 14.75% U.S. Bank WorldPerks® Visa® Platinum Card $95 Free air ticket for NWA round Regular
No promo No promo $902 No promo No promo No promo No promo 14.75% U.S. Bank WorldPerks® Visa® Signature Card $110   Regular
Promo period for BTs (months)Promo BT APRAnnual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only

 NEW
Cashback annual estimate
or
rate5
Card type
No promo No promo $1252 No promo No promo No promo No promo No APR American Express Preferred Rewards Gold Card $325 $100 Regular
No promo No promo $450 No promo No promo No promo No promo No APR American Express Platinum Card® from American Express $125   Business
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - Cashback annual estimate is a predicted value of cashback or gift cards that are available via credit card reward programs or reward exchange sites like Points.com and that, for regular credit cards, an average US family with typical annual expenses of ~$50,000 may receive by paying for a half of them with a credit card during the first year of card ownership. For business and student credit cards, we used typical spending patterns of an US retail trade business with credit card payable annual expenses of ~$35,000 and an US student budget with typical credit card payable annual expenses of ~$25,000 , respectively. While we tried make cashback calculations as accurate as possible, we provide absolutely no guarantees of prediction accuracy. We do not offer any rebates and can not guarantee that credit cards will pay you any rebates. Please be aware that credit card companies may change terms of their reward programs or even cancel them any time. Also, please note that we do not use rewards other than cashback or gift cards in our predictions even when other reward options are available. When reward earning options or/and reward redeeming options are not general enough or when information about a credit card reward program is not available to us, we display publicly available reward rate instead of annual cashback value. Please click on the orange links to learn how we did predictions for a particular card.
6 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.




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