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Annual cashback prediction for

Citi® Dividend Platinum Select® Card for College Students from Citibank


Maximal cashback is

$250.0


See below a summary of expenses, cashback options and a copy of cashback program terms



1. Spending Pattern:

Average US student spending1



1 - Source of information



2. Summary of Earned Dividend Dollars:


We do not include Dividend Dollars that you can earn with cash advances and balance transfers into our calculations





3. Possible Rewards For Earned Dividend Dollars:



  Reward type   Value
    
  1) Cashback Checks:   $250.0
   Exchange rate:   Number of rewards:
      50 Dividend Dollars per $50.0 Cashback Check  5 $50.0 Cashback Checks



4. Terms of Citi® Dividend Platinum Select® Card for College Students cashback program

(Copied from the credit card website on 09/07/08 )




Your Citi® Dividend Platinum Select® Card for College Students can help. You earn a full 5% cash back on eligible purchases at supermarkets, drugstores, gas stations, convenience stores & utilities including cable for 6 months, and 2% thereafter. In addition, earn 1% cash back on all other purchases everywhere you use your MasterCard credit card.

What's more, you'll now earn 1% cash back on cash advances taken at the standard cash advance rate, plus you'll get $5 cash back on all individual balance transfer transactions of $1,500 or more.

Your Citi Dividend Card account ("Card Account") will receive a rebate based upon eligible transactions appearing on your current month's billing statement. The only eligible transactions are purchases, cash advances and balance transfers. The rebates will show cumulatively on your statement as "Dividend Dollars", as long as your Card Account is open and current. However, if your Card Account is no longer open or current, you will not be able to earn or redeem Dividend Dollars.

Unless you are participating in a limited-time promotional offer, you will earn 2% on purchases made at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable which are defined as follows. Supermarkets are stand-alone merchants that primarily sell a complete line of food merchandise for home consumption. Drugstores are stand-alone merchants that sell prescription and proprietary drugs and non-prescription medicines. Gas stations are stand-alone merchants that sell vehicle fuel for consumer use. Convenience stores are stand-alone merchants who sell a limited variety of food items. Utilities are defined as electric, gas power, water supply, and refuse services-excluding telephone services. Cable is defined as satellite and other pay television and radio services.

Unless you are participating in a limited-time promotional offer, you will earn 1% on all other purchases. You will earn 1% on cash advances and cash convenience check amounts billed at the standard cash advance rate. You will receive five Dividend Dollars for each individual balance transfer transaction of $1,500 or more.

Purchases not eligible to receive the 2% rebate include, but are not limited to, purchases made at warehouse clubs, discount stores, and department stores. Online and catalog purchases are not eligible to receive the 2% rebate unless the merchants appropriately identify the transactions. We do not determine whether merchants appropriately identify the transactions, but we do reserve the right to determine which purchases qualify for the 2% rebate.

You may accumulate a maximum of 300 Dividend Dollars in any calendar year (eligible transactions appearing on your January - December billing statements) payable in checks of $50 or more only upon your request. Dividend Dollars earned on purchases through the Citi Bonus Cash Center℠ are not subject to the $300 calendar year maximum accumulation.

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