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Annual cashback prediction for

Bank of America Accelerated Cash Rewards™ American Express® Card from Bank of America


Maximal cashback is

$344.65


See below a summary of expenses, cashback options and a copy of cashback program terms



1. Spending Pattern:

Average US family annual spending1



1 - Source of information



2. Summary of Earned Cashback:





3. Terms of Bank of America Accelerated Cash Rewards(TM) American Express® Card cashback program

(Copied from the credit card website on 09/15/08 )



Rewards:

Your Bank of America® Accelerated Cash Rewards™ American Express® Card account will earn cash rewards of 1.25% of new net retail purchase transactions (qualifying purchases less credits, returns, and adjustments) charged to the card each month ("Net Purchases"). Cash Rewards earnings are rounded to the nearest whole dollar. Balance transfers, cash advances, including purchases of money orders or other cash equivalents, out-of-network payments made through the Bill Pay Choice® service, purchases made by or for a business or for a business purpose, fees, finance charges and unauthorized/fraudulent transactions do not earn cash rewards.

Cash Rewards are payable in checks or statement credits of increments of $50 upon your request. Currently available rewards are $50, $100, $150, $200, $250, $300, $350, $400, $450 and $500. Each time you acquire a multiple of $50, you may go online to www.bankofamerica.com/onlinebanking or call the number printed on the back of your credit card to request a check or statement credit. You must go online to www.bankofamerica.com/onlinebanking to request a direct deposit. Cash rewards are not transferable. Your account must be in good standing at the time the check or statement credit is requested. Receipt of the check or statement credit does not affect your responsibility to pay your minimum monthly payment. Cash rewards for which no check or statement credit has been requested become ineligible for redemption when 5 years have passed from the date the cash rewards were earned.

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