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| Your guide to the best credit card perks from US banks |
| Purchase category | Amount | Note |
| Repairs | $1700 | considered as GENERAL expenses with this card |
| Communication Services | $1000 | considered as GENERAL expenses with this card |
| Lease and Rent | $8900 | considered as GENERAL expenses with this card |
| Other Supplies | $3700 | considered as GENERAL expenses with this card |
| License | $2000 | considered as GENERAL expenses with this card |
| System Support Design and Web Design | $200 | considered as GENERAL expenses with this card |
| Contractors | $1100 | considered as GENERAL expenses with this card |
| Commissions | $700 | considered as GENERAL expenses with this card |
| Utilities | $2700 | |
| Shipping | $2300 | considered as GENERAL expenses with this card |
| General | $200 | |
| Packaging | $400 | considered as GENERAL expenses with this card |
| Computer Supplies | $300 | considered as GENERAL expenses with this card |
| Legal | $300 | considered as GENERAL expenses with this card |
| Other Professional Services | $900 | considered as GENERAL expenses with this card |
| Printing Services | $600 | considered as GENERAL expenses with this card |
| Accounting | $400 | considered as GENERAL expenses with this card |
| Advertising | $5100 | considered as GENERAL expenses with this card |
| Computer Services | $300 | considered as GENERAL expenses with this card |
| Insurance | $1600 | considered as GENERAL expenses with this card |
| Software | $100 | considered as GENERAL expenses with this card |
| Total: | $34500 |
| 1 - Source of information |
| Type of Cashback And Other Details | Eligible Spending | Earned Cashback |
| Total Cashback (see below for details): | $34500 | $336 |
| - Special Cashback ( Utilities): | $2700 | $75 |
| - Regular Cashback ( System Support Design and Web Design, Software, Shipping, Repairs, Printing Services, Packaging, Other Supplies, Other Professional Services, License, Legal, Lease and Rent, Insurance, General, Contractors, Computer Supplies, Computer Services, Communication Services, Commissions, Advertising, Accounting): | $31800 | $260 |
| Please note that you will need to select one purchase category to apply 5% cashback rate to. Available categories to select from are gasoline and diesel fuel; computers, computer supplies, electronics, and office supplies; utilities and telecommunications; and online advertising services |
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CASH BACK REWARDS PROGRAM RULES 1. There is no limit to the amount of rewards that can be earned. Rewards earned for the current month are shown on account billing statements. 2. Rewards are earned on Net Purchases only, which means purchases of goods and services made for business purposes with the Kiva BusinessCard by the Signing Individual or any authorized user of the account, net of any returns and credits. Net Purchases does not include, and rewards are not earned on, cash advances, balance transfers, convenience checks, fees, finance charges, adjustments or any other transactions or charges. 3. Following any billing cycle in which the amount of accrued rewards reaches or exceeds $50, a statement credit in the amount of the accrued rewards will appear on your monthly statement. The statement credit will reduce your outstanding balance and cannot be applied as any portion of your minimum payment due. 4. Rewards are earned based on your annual level of Net Purchases, excluding Bonus Qualifying purchases, as follows: .25% on up to $3,000 in purchases; .50% on purchases between $3,000.01 and $5,000; .75% on purchases between $5,000.01 and $15,000; 1% on purchases in excess of $15,000. Rewards are also earned on Bonus Qualifying purchases, which include purchases in the following categories: "gasoline and diesel fuel," "computers, computer supplies, electronics and office supplies," "online advertising services," "utilities and telecommunications," and "charitable and social services organizations." Rewards on Bonus Qualifying purchases are earned as follows: 5% on up to $1,200 in annual purchases; and 1% on purchases in excess of $1,200. Bonus Qualifying purchases are Net Purchases that 1) are made at retail establishments which for "gasoline and diesel fuel" are classified as gas stations that process the transactions as fuel purchases; for "computers, computer supplies, electronics and office supplies" are classified as computer, computer peripheral equipment and software distributors, electronics stores, computer software stores, or office supply stores; for "online advertising services" are classified as pay-per-click online advertising service providers and web hosting providers; for "utilities and telecommunications" are classified as utility or computer network service providers; for "charitable and social services organizations" are classified as noncommercial charitable, educational, cultural and arts organizations and institutions; and 2) are communicated by merchants to Advanta using appropriate merchant category and transaction codes. Important Note: Mail, telephone, catalog, some Internet purchases, and purchases made indirectly through intermediaries, may not qualify; merchants may classify these transactions differently. 5. To earn rewards and receive statement credits, an account must be open and in good standing. No rewards are earned on transactions made during any billing cycle for which the monthly payment is not paid as agreed or in which the account is over its credit limit or otherwise in default. If the account is voluntarily or involuntarily closed, no disbursement is made of any earned rewards. If the account status is never returned to good standing, any earned rewards are forfeited. 6. Advanta assumes no tax liability for rewards earned or paid on any account; consult a tax advisor. 7. Rewards earned on additional/supplemental card transactions are credited to the Signing Individual's account. 8. These Program Rules and features are not provisions of any Advanta Business Card Account Agreement, and Advanta reserves the right to change or discontinue this program or any of its features, or to change any of these Program Rules, at any time without notice. This program is void where prohibited by law. |
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