| Your guide to the best credit card perks from US banks |
| Purchase category | Amount | Note |
| Transportation | $1098 | considered as GENERAL expenses with this card |
| Food | $3792 | considered as GENERAL expenses with this card |
| Housing | $6444 | considered as GENERAL expenses with this card |
| Course Material | $180 | considered as GENERAL expenses with this card |
| General | $3360 | |
| Books | $810 | considered as GENERAL expenses with this card |
| Health Insurance | $2406 | considered as GENERAL expenses with this card |
| Computer | $1800 | considered as GENERAL expenses with this card |
| Tuition | $5132 | considered as GENERAL expenses with this card |
| Educational Supplies | $198 | considered as GENERAL expenses with this card |
| Total: | $25220 |
| 1 - Source of information |
| Type of Cashback And Other Details | Eligible Spending | Earned Cashback |
| Total Cashback (see below for details): | $25220 | $315 |
| - Regular Cashback ( Tuition, Transportation, Housing, Health Insurance, General, Food, Educational Supplies, Course Material, Computer, Books): | $25220 | $252 |
| - Extra 25% cashback on annual cashback | $63 |
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| Maximal cashback of $315.25 was reduced by annual fee $29.0. New maximal cashback value is $286.25 |
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How Do I Earn Cash Back? Every time you use the card, you'll earn 1% cash back on your net purchases (purchases minus any credits or returns). The following items will not earn cash or bonus cash: cash advances, transferred balances, any checks used to access your account, finance charges, fees of any kind, service charges, unauthorized charges and ATM transactions. How Does My Annual Bonus Work? You will be awarded an annual bonus equal to 25% of your prior year's rewards earnings. Annual bonus period runs from November 1st of previous year to October 31st. The bonus will be applied to your rewards balance each year during the month of November and will appear on your statement within two billing cycles. Will My Cash Ever Expire? Your cash is yours for the life of the account - it won't expire. But if your account is closed, you'll lose any cash you haven't redeemed. Is There A Limit To The Amount Of Cash I Can Earn? There's no cap to the amount of cash you can earn on purchases. How Do I Get My Cash? You can choose how you receive your cash back; options include: (1) upon request, (2) automatically at a set time each calendar year or (3) automatically when a specific threshold ($25, $50, $100 or $200) has been reached. You can get your cash any time you want by calling the Rewards Center toll free or going online to www.capitalone.com/cashrewards. To redeem your cash, your account must be open and in good standing, which means it isn't past due, overlimit, fraudulent, restricted, part of a consumer credit counseling program or in a bankruptcy settlement. |
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