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Annual cashback prediction for

Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card from Bank of America

Maximal cashback is

$325.72

See below a summary of expenses, cashback options and a copy of cashback program terms

1. Spending Pattern:
Average US family annual spending¹

Purchase category	Amount	Note
Housekeeping supplies	$611	considered as GENERAL expenses with this card
Household operations	$801	considered as GENERAL expenses with this card
Alcohol	$426	considered as GENERAL expenses with this card
Tobacco	$319	considered as GENERAL expenses with this card
Entertainment	$2388	considered as GENERAL expenses with this card
Other vehicle expenses	$2339	considered as GENERAL expenses with this card
Gas	$2013	considered as GENERAL expenses with this card
Utilities	$3183	considered as GENERAL expenses with this card
General	$808
Public transportation	$448	considered as GENERAL expenses with this card
Education	$940	considered as GENERAL expenses with this card
Groceries	$3297	considered as GENERAL expenses with this card
Personal care	$541	considered as GENERAL expenses with this card
Healthcare	$2664	considered as GENERAL expenses with this card
Apparel	$1886	considered as GENERAL expenses with this card
Reading	$126	considered as GENERAL expenses with this card
House furniture and equipment	$1767	considered as GENERAL expenses with this card
Insurance	$381	considered as GENERAL expenses with this card
Restaurants	$2634	considered as GENERAL expenses with this card

Total:	$27572

¹ - Source of information

2. Summary of Earned Cashback:

Type of Cashback And Other Details	Eligible Spending	Earned Cashback
Total Cashback (see below for details):	$27572	$326
- Regular Cashback ( Utilities, Tobacco, Restaurants, Reading, Public transportation, Personal care, Other vehicle expenses, Insurance, Housekeeping supplies, Household operations, House furniture and equipment, Healthcare, Groceries, General, Gas, Entertainment, Education, Apparel, Alcohol):	$27572	$276

Bonuses:
- Sign-up Bonus Cashback		$50

3. Terms of Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card cashback program
(Copied from the credit card website on 08/07/08 )

Earn 1% of each dollar of new net purchases (purchases minus returns and adjustments) each month; cash advances (including balance transfers), purchases of money orders or other cash equivalents, out-of-network payments made through Bill Pay Choice SM, purchases made by or for a business or for a business purchase and unauthorized fraudulent transactions do not qualify. The statement credit amount is applied to net purchases in multiples of $2,500 only (each such multiple earning a $25 statement credit) and will appear on your monthly statement in the form of a credit to your account, only after you have called the number on the back of your credit card and request the rebate. Your account must be in good standing at the time the rebate credit is applied. The rebate does not affect your responsibility to pay your minimum payment due. Purchases for which no rebate has been requested are no longer eligible for a rebate after 5 years from the date of the purchase. This offer is not transferable and may be modified or discontinued without prior notification. Taxes if any, resulting from your participation in this program are your responsiblity; please consult your tax advisor.

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