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Annual cashback prediction for

CitiBusiness® Card with ThankYou® Network from Citibank


Maximal cashback is

$425.0


See below a summary of expenses, cashback options and a copy of cashback program terms



1. Spending Pattern:

Average US business spending1



1 - Source of information



2. Summary of Earned Points:


We copied only a part of Reward Program terms that we consider the most important. You can find a more complete description of the Program on an online application form for this card.





3. Possible Rewards For Earned Points:



  Reward type   Value
    
  1) Store Gift Cards:   $425.0
   Exchange rate:   Number of rewards:
      10000 Points per $100 Store Gift Card  4 $100 Store Gift Cards
      3500 Points per $25 Store Gift Card  1 $25 Store Gift Card
  

OR
  
    
  2) Cashback Payments:   $250.0
   Exchange rate:   Number of rewards:
      16000 Points per $100.0 Cashback Payment  2 $100.0 Cashback Payments
      8000 Points per $50.0 Cashback Payment  1 $50.0 Cashback Payment
We only list information about cashback and gift cards availble via the ThankYou Network program. There are also other rewards available that are too specific for the purpose of this site. For complete information about ThankYou Network rewards please visit www.thankyou.com




4. Terms of CitiBusiness® Card with ThankYou® Network cashback program

(Copied from the credit card website on 08/07/08 )




Unless you are participating in a limited-time promotional offer, you will earn three ThankYou Points for every dollar you spend on purchases at certain office supply merchants, and on professional services, and one ThankYou Point for every dollar you spend on all other purchases. You can only earn ThankYou Points on purchase transactions, no other transactions qualify. Office supply merchants are defined as stand-alone merchants that primarily sell stationery and office supplies for business consumption. Professional services are defined as stand-alone tax preparation, accounting, bookkeeping, and legal services providers that provide their respective services to businesses.

Purchases not eligible to receive the three points include, but are not limited to, purchases made at warehouse clubs, discount stores, department stores and convenience stores. Online, catalog, mail order and telephone purchases are not eligible to receive three ThankYou Points unless the merchants appropriately identify the transactions.

We do not determine whether merchants appropriately identify all transactions you make on your Card Account, but we do reserve the right to determine which purchases qualify to receive ThankYou Points. You can earn up to 100,000 ThankYou Points during any calendar year (eligible purchases appearing on your JanuaryDecember billing statements). You may earn ThankYou® Points as long as your Card Account is open and current. ThankYou Points expire three years from the end of the calendar year in which they are earned unless ThankYou Network is terminated.

If you are approved for a Card Account, a ThankYou Network Member Account ("ThankYou Member Account") will be set up for you, the Authorized Officer. ThankYou Points post to your Card Account at the close of each billing cycle, and at that time we will transfer ThankYou Points you earned to your ThankYou Member Account. The ThankYou Points transferred to the Authorized Officer's ThankYou Member Account will include those earned through purchases made with an additional employee card. ThankYou Points are not eligible for redemption until they are transferred to your ThankYou Member Account. ThankYou Points can only be redeemed by the Authorized Officer, but may be used for another person.

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