http://www.bankperks.com/r.php?url=https://www.myinvest...le-Checking-250

Terms:

Investors would like you to know:  New Money is defined as money not on deposit with Investors Bank within six months prior to the date of account opening.

1.  Offer not available to any account holder with an existing personal checking account.  Bonus is up to $250, $25 per month for 10 months.  Reward payments will cease at the earlier of reaching $250 or 11 consecutive cycles from the date you opened your account.  To be eligible to receive monthly bonus you must satisfy the following transaction activity requirements: have an ACH deposit to your account of $500 or more during your statement cycle, OR, complete 10 Point-of-Sale [POS] transactions during your statement cycle, using your YourStyle® Visa Debit Card linked to your account.  The bonus is considered interest and will be reported on IRS Form 1099-INT.  Consult your tax advisor.  Offer may be withdrawn at any time without notice.

2. For Cell Phone and Identity Theft Protection, refer to Guide To Benefit for complete details of coverage. Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. [AIG]. Coverage may not be available in all jurisdictions. Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

3. IDProtect®service is a personal identity theft protection service available to account owner[s] and their family. Family includes: spouse, persons qualifying as domestic partner, and children under 25 years of age and parent[s] who are residents of the same household. IDProtect®benefits are available to joint account holders. Benefits are not available to a “signer” or “beneficiary” of the account who is not an account owner. Service is not available to businesses and their employees, clubs and/or churches and their members, schools and their employees/students. Registration may be required.