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The following bonus info was reported in this iBankDesign.com post.
Quote:
Title: Get $500 Home Depot gift card with CITI HELOC
The bonus has expired!
Citibank
HELOC
rates,
terms
and
conditions
Link
to
the
promo
Terms:
Rates
as
of
July
1,
2005.
Home
Equity
lines
of
credit
have
120-month
draw
periods,
followed
by
a
240-month
repayment
period.
The
variable
APR
may
be
as
low
as
Prime
minus
0.50%
[currently
5.75%
variable
APR]
and
up
to
Prime
plus
4.50%
[currently
10.75%
variable
APR].
To
qualify
for
the
lowest
rate,
customers
must
meet
minimum
loan
or
line
amount
requirements,
must
utilize
at
least
$25,000
of
the
line
at
account
opening
and
meet
certain
loan-to-value
conditions
and
credit
qualifications.
The
Annual
Percentage
Rate
[APR]
for
our
Home
Equity
Line
of
Credit
may
vary
and
is
indexed
to
the
Prime
Rate,
as
published
in
the
'Money
Rates'
section
of
The
Wall
Street
Journal
[currently
6.25%].
Rates
subject
to
change
without
notice.
The
Maximum
APR
is
18%.
This
is
not
an
offer
for
extension
of
credit
nor
a
commitment
to
lend
and
is
subject
to
change
without
notice.
Loans
subject
to
credit
approval.
Certain
restrictions
may
apply
on
all
programs.
In
Texas,
loan
to
appraised
value
may
not
exceed
80%
for
the
first
and
second
mortgages
combined,
of
which
the
second
mortgage
may
not
exceed
50%
of
the
appraised
value.
In
Texas,
$4,000
minimum
per
draw.
2
The
Home
Depot
gift
card
can
only
be
earned
by
new
Citibank
Home
Equity
customers
who
open
a
new
Home
Equity
Line
of
Credit
of
at
least
$25,000.
Limited
time
offer.
Home
Equity
Lines
of
Credit
are
available
to
U.S.
Offer
not
available
in
Alaska
and
Hawaii.
Apply
by
August
31,
2005
to
qualify
for
this
offer.
residents
only.
No
third
lien
positions.
Gift
card
will
be
mailed
to
the
Citibank
Home
Equity
Line
of
Credit
account
mailing
address
8-10
weeks
after
your
line
is
opened.
This
offer
expires
August
31,
2005.
Redeeming
gift
cards
-
Gift
Cards
to
The
Home
Depot
are
redeemable
at
The
Home
Depot.
3
Property
insurance
and
the
fee
to
release
an
existing
mortgage
may
be
required.
In
addition,
an
early
closure
release
fee
may
be
charged
to
recover
all
third
party
costs
incurred
in
originating
your
line
if
you
close
your
account
within
36
months
(not
applicable
in
Texas).
An
annual
fee
of
$50
will
apply
starting
on
the
first
anniversary
of
credit
line
account
opening
[not
applicable
in
Texas];
certain
exclusions
apply.
4
Interest-only
payment
during
the
10-year
draw
period
with
a
draw
of
$25,000.
Member
FDIC
2005
Citibank
FSB,
Citibank
,
NA,
Citibank
Texas,
NA,
and
Citibank
(West),
FSB,
equal
housing
lenders,
are
members
of
Citigroup.
Citi,
Citi
with
the
arc
design
are
registered
service
marks
of
Citicorp.
The
Home
Depot
is
not
a
sponsor
of
this
promotion.
Citibank
is
not
affiliated
with
The
Home
Depot.
The
Home
Depot
is
a
registered
trademark
of
Homer
TLC,
Inc.
2005
Citibank
[South
Dakota],
N.A.
All
rights
reserved.
Citi,
Citibank
,
Citi
with
Arc
Design,
and
Live
Richly
are
registered
service
marks
of
Citicorp.
A
member
of
citigroup.
Citibank
Customer
Service
P
O.
Box
6500
Sioux
Falls,
SD
57117
.
|
End of quote.
Source: iBankDesign.com
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Definitions:
1 'Local' bonuses are bonuses for deposit accounts that are not available nationwide, such as credit uninon's accounts, accounts for in-state residents or local residents.
Please keep in mind that some local bonuses may not be available to you if you live in an eligible state but not in an eligile city or county.
2 'Professional' bonuses are restricted to certain professional groups, such as military, union members and students
3 'Aged' bonuses are bonuses that were reported by our visitors or posted on bank websites long time ago. These bonuses need to be verified by contacting a bank representative.
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