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The following bonus info was reported in this iBankDesign.com post.
Quote:
Title: $100 bonus - University and State Employees Credit Union : Membership Money Market Account, direct deposit OR Online Bill Pay; Exp. - unknown
The bonus has expired!
The
following
info
about
USECU
$100
bonus
was
posted
by
member
anakinskywalker
on
FW:
QUOTE
University
and
State
Employees
Credit
Union
[www.usecu.org]
is
offering
a
$25
bonus
for
opening
a
[5%
APY]
Membership
Money
Market
Account,
plus
a
$75
bonus
for
enrolling
in
EITHER
direct
deposit
OR
Online
Bill
Pay.
USECU
offers
a
no-minimum-balance
no-fee
Free
Checking
Account
that
has
Free
Online
Bill
Pay.
The
Membership
Money
Market
Account
requires
a
minimum
deposit
of
$100
to
open,
and
a
minimum
balance
of
$2500
to
avoid
fees.
The
5%
APY
is
available
for
balances
of
$25K
or
higher.
APY
is
lower
for
smaller
balances,
as
follows:
APY
for
balances
upto
5K:
3.5%
APY
for
balances
5K
to
10K:
4%
APY
for
balances
10K
to
25K:
4.5%
APY
for
balances
25K
and
above:
5%
QUOTE I
got
a
letter
in
the
mail
which
I
don't
have
any
more.
However,
there
is
no
invitation
code
or
anything
like
that
from
the
letter
that
I
needed
to
sign
up
for
this
offer
[on
the
phone].
You
just
have
to
call
them
and
say
that
you
want
to
open
the
Membership
Money
Market
Account
and
sign
up
for
free
online
billpay
[using
their
free
checking
account,
say]
and
would
like
to
get
the
$25+$75
bonus.
When
I
talked
to
them
I
got
the
feeling
that
they
are
aggressively
soliciting
deposits
at
this
time.
QUOTE The
letter
was
addressed
to
my
name.
You
may
be
right
that
it
may
be
a
highly
personalized
offer.
However,
I
got
the
feeling
while
talking
to
them
that
they
are
aggressively
soliciting
new
deposits
at
this
time.
So,
it
is
my
feeling
that
anyone
eligible
to
become
a
USECU
member
has
a
good
chance
of
getting
this
bonus
by
opening
a
Membership
Money
Market
Account
and
putting
in
a
minimum
deposit
of
$2500.
It
doesn't
hurt
to
call;
if
they
say
you
are
not
eligible
for
the
$100
bonus
then
just
don't
open
the
account.
If
you
are
eligible
they
will
give
you
the
bonus
up
front
immediately
when
you
open
the
account.
So,
there
is
no
possibility
of
bait
and
switch.
Also,
there
is
no
hassle
of
waiting
for
the
bonus
to
be
deposited
and
making
sure
they
do
not
"forget"
to
deposit
it.
I
opened
my
account
last
week
and
got
my
$100
bonus
the
same
day.
And
I
haven't
even
started
using
their
Bill
Pay
yet
[which
is
needed
for
the
$75
part
of
the
bonus].
[I
just
checked
out
their
Bill
Pay,
and
it
is
really
good.
It
has
more
payees
listed
than
any
other
Bill
Pay
I
have
seen.]
I
forgot
to
mention
earlier:
the
Membership
Money
Market
account
must
remain
open
and
in
good
standing
at
least
180
days,
otherwise
the
bonus
will
be
forfeited.
I'm
a
very
happy
member
of
USECU;
it
is
a
good
credit
union.
Even
though
I
left
CA
and
moved
to
NY
far
from
their
branches,
I
plan
to
remain
a
member.
source:
fatwallet.com/forums/messageview.php?fwcs=ta243509&catid=52&threadid=773191
.
|
End of quote.
Source: iBankDesign.com
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Definitions:
1 'Local' bonuses are bonuses for deposit accounts that are not available nationwide, such as credit uninon's accounts, accounts for in-state residents or local residents.
Please keep in mind that some local bonuses may not be available to you if you live in an eligible state but not in an eligile city or county.
2 'Professional' bonuses are restricted to certain professional groups, such as military, union members and students
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